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Executive Leadership Team

Don Coulter Don Coulter, BSc, MSc, CPA, CA
President and Chief Executive Officer

Concentra’s President and Chief Executive Officer, Don provides a wealth of experience in both large and smaller scale financial institutions. Don brings a talent for bold and innovative thinking, superior strategic insight and an energetic, engaging style. Don served as CFO, and most recently CEO of Coast Capital Savings. He is known for motivating teams around “fact-based” change initiatives. Don demonstrates strategic leadership through simplicity, focusing on initiatives deemed most important to bettering an organization and advancing its mission.


Brian Guillemin Brian Guillemin, MBA
Executive Vice-President, Corporate Services

Brian joined Concentra in 2013 as Executive Vice-President, Chief Information Officer. In 2015, Brian was appointed EVP, Corporate Services, responsible to provide leadership and oversight for a diverse group of business units providing expertise and services across the company. Corporate Services is comprised of the following units – People Strategy, Marketing and Stakeholder Engagement, Business Technology, Corporate Program Management, and Facilities. Brian has served the co-operative system in various leadership roles since 1992.


Dallas Marce Dallas Marce, BA, CFA
Executive Vice-President, Trust and Strategy

Dallas Marce joined Concentra in 2005. In April 2017, he was appointed Executive Vice-President of Trust and Strategy. Mr. Marce works collaboratively with the executive team to provide strategic direction, oversight and stewardship for Concentra Bank. In addition to this primary accountability for corporate leadership, Dallas is also responsible to lead corporate strategic planning, thus enabling Concentra to execute on strategic initiatives and realize long term strategic goals. Dallas has leadership accountability for the growth, diversification, and market penetration of Trust products and services to credit unions and members across Canada.


Ryan Graham Ryan Graham CPA, CMA
Executive Vice-President, Wholesale Banking

Ryan Graham joined Concentra in October 2003. In April 2017, he was appointed Executive Vice-President to lead the wholesale finance division. Mr. Graham works collaboratively with the executive team to provide strategic direction, oversight and stewardship for Concentra. He’s accountable for developing and executing strategy to provide a full suite of wholesale banking products and services to the credit union system across Canada. He plays a key role in broadening the portfolio of wholesale services available to credit unions. He also leads the strategic integration of credit union system stakeholders involved in wholesale banking in order to provide better service to credit unions across Canada and improve the overall financial efficiency of the credit union system.


Paul Masterson Paul Masterson CPA, CA, MBA
Executive Vice-President, Chief Financial Officer

Paul Masterson joined Concentra in May of 2017. Mr. Masterson works collaboratively with the executive team to provide strategic direction, oversight and stewardship for Concentra Bank. He is a strategic financial advisor to the CEO and executive team and actively participates in the development, evaluation and execution of corporate strategic plans and business priorities. He plays a key role in ensuring that Concentra Bank has access to sufficient capital to achieve its long-term goals, and has primary leadership accountability for business insight and intelligence. Paul provides functional oversight for the following functional areas and their related strategies: Treasury, Governance and Legal, Corporate Analytics, Financial Reporting and Analysis.


Philippe Sarfati Philippe Sarfati MBA
Executive Vice-President, Chief Risk Officer

Philippe oversees Concentra’s overall risk strategy. As Chief Risk Officer, Philippe ensures sound governance and effective controls for enterprise risk management, compliance, corporate policy, credit adjudication and regulatory framework to meet our strategic and business objectives, while also enhancing shareholder value. He provides strategic leadership in the creation of Concentra’s mission and vision to support a prudent risk culture focused on growth, development, and market relevance.