"Concentra" refers to Concentra Bank and its affiliates, including (without limitation), Concentra Trust, a wholly-owned subsidiary of Concentra Bank.
"Politically Exposed Person" (PEP) is an individual who holds, or has held one of the following offices or positions in or on behalf of Canada or a foreign country/state: a head of state or government; a member of the executive council of government or a member of a legislature; a deputy minister (or equivalent); an ambassador or ambassador's attaché or counsellor, a military general (or higher rank), a president of a state owned company or bank, a head of a government agency, a judge, a leader or president of a political party in a legislature, or the mayor of a Canadian city or town. A domestic PEP ceases to be a PEP within 5 years of leaving office.
"Head of an International Organization" (HIO) is an individual who is either: 1) the leading officer of an international organization established by the governments of states (such as the United Nations); or 2) the head of an institution established by an international organization (such as the World Health Organization). HIOs cease to be HIOs upon leaving office.
"Family" includes parent, spouse or common law partner, child, sibling (including half-siblings), spouse or common-law partner's parents.
"Close Associate" is any individual that is reasonably known to be a close associate of a PEP/HIO.